Readmission to the quater: the 10-instalment plan
Enter the sum due shown in the readmission statement and the number of instalments chosen: the plan shows each due date up to 2027, with the last useful day and the estimated amount.
Readmission to the rottamazione-quater was created by article 3-bis of Decree-Law 202 of 2024, the Milleproroghe, converted by Law 15 of 2025. It was open to anyone who, by 31 December 2024, had lost the quater through an instalment that was unpaid, short or late, and it only covered debts already listed in the 2023 application. The application had to be filed online by 30 April 2025 and the collection agency sent the statement of sums due by 30 June 2025. Payment is a single sum by 31 July 2025 or up to 10 consecutive equal instalments: the first two on 31 July and 30 November 2025, the rest on 28 February, 31 May, 31 July and 30 November of 2026 and 2027. Interest at 2% a year runs from 1 November 2023, so from the original quater. On €8,000 in ten instalments the estimate is about €847.69 each. Otherwise the quater rules apply, including lapse at the first missed instalment.
Instalment 6 of 10, due 30 November 2026
€847.69
in 35 days
| Instalments | 10 |
| Estimated regular instalment | €847.69 |
| Estimated interest | €476.86 |
| Total to pay | €8,476.86 |
| Last due date | 30 Nov 2027 |
Estimate: the statement of sums due is binding.
| No. | Due | Last useful day | Amount | of which interest |
|---|---|---|---|---|
| 1 | 31 Jul 2025 | 05 Aug 2025 | €847.69 | €280.00 |
| 2 | 30 Nov 2025 | 09 Dec 2025 | €847.69 | €49.55 |
| 3 | 28 Feb 2026 | 09 Mar 2026 | €847.69 | €33.17 |
| 4 | 31 May 2026 | 08 Jun 2026 | €847.69 | €29.10 |
| 5 | 31 Jul 2026 | 05 Aug 2026 | €847.69 | €16.67 |
| 6 | 30 Nov 2026 | 07 Dec 2026 | €847.69 | €27.80 |
| 7 | 28 Feb 2027 | 08 Mar 2027 | €847.69 | €16.75 |
| 8 | 31 May 2027 | 07 Jun 2027 | €847.69 | €12.60 |
| 9 | 31 Jul 2027 | 09 Aug 2027 | €847.69 | €5.61 |
| 10 | 30 Nov 2027 | 06 Dec 2027 (last) | €847.65 | €5.61 |
Last useful day: due date plus the 5-day tolerance (paragraph 244, Law 197/2022), moved to the next working day. A single instalment after that day ends the settlement.
Checked by Radif Partners · Editorial policy · Method and sources
The readmission calendar
| Instalment | Due date | Last useful day |
|---|---|---|
| 1 | 31 July 2025 | 5 August 2025 |
| 2 | 30 November 2025 | 9 December 2025 |
| 3 | 28 February 2026 | 9 March 2026 |
| 4 | 31 May 2026 | 8 June 2026 |
| 5 | 31 July 2026 | 5 August 2026 |
| 6 | 30 November 2026 | 7 December 2026 |
| 7 | 28 February 2027 | 8 March 2027 |
| 8 | 31 May 2027 | 7 June 2027 |
| 9 | 31 July 2027 | 9 August 2027 |
| 10 | 30 November 2027 | 6 December 2027 |
The dates come from the consolidated text of Decree-Law 202 of 2024; the official readmission pages explain the application, the statement and the payment channels. As of October 2026 the instalment of 30 November 2026 and the four of 2027 are still to pay.
Readmission: how much each instalment is
Estimated instalment
€635.76
| Instalments | 10 |
| Estimated interest | €357.64 |
| Last instalment | 30 November 2027 |
Readmission, quater and quinquies
The readmission follows the quater in everything except the number of instalments and the dates: that is why a single unpaid instalment ends it, as the quater lapse page explains. The 30 November 2026 instalment coincides with the quater one and the third quinquies one, and the 30 November page compares them. Talk of a new reopening after the quinquies is covered on the rottamazione-sexies page, which has no law text today. Texts reread on 26 October 2026.