Rottamazione-quater: the 18-instalment plan to 2027
Enter the sum due shown in your statement: the plan shows the 18 quater instalments with date, last useful day and estimated amount, and those still to pay from today.
The rottamazione-quater is the settlement in paragraphs 231 to 252 of article 1 of Italian Law 197 of 2022, for debts passed to the collection agency between 1 January 2000 and 30 June 2022. With the dates set by Decree-Law 51 of 2023, converted by Law 87 of 2023, you paid a single sum by 31 October 2023 or up to 18 instalments: the first and second equal to 10% of the sum due, on 31 October 2023 and 30 November 2023, the other sixteen equal, on 28 February, 31 May, 31 July and 30 November of each year from 2024 to 2027. Interest runs at 2% a year from 1 November 2023. On €10,000 the estimate gives €1,000 for each of the first two instalments and about €522.27 for the rest. Anyone still up to date pays until 30 November 2027: a single instalment unpaid, short or paid after the five-day tolerance ends the settlement. Quater debts lost by 30 September 2025 could move into the quinquies.
Instalment 14 of 18, due 30 November 2026
€522.27
in 35 days
| Instalments | 18 |
| Estimated regular instalment | €522.27 |
| Estimated interest | €356.37 |
| Total to pay | €10,356.37 |
| Last due date | 30 Nov 2027 |
Estimate: the statement of sums due is binding.
| No. | Due | Last useful day | Amount | of which interest |
|---|---|---|---|---|
| 1 | 31 Oct 2023 | 06 Nov 2023 | €1,000.00 | €0.00 |
| 2 | 30 Nov 2023 | 05 Dec 2023 | €1,000.00 | €15.00 |
| 3 | 28 Feb 2024 | 04 Mar 2024 | €522.27 | €40.07 |
| 4 | 31 May 2024 | 05 Jun 2024 | €522.27 | €37.66 |
| 5 | 31 Jul 2024 | 05 Aug 2024 | €522.27 | €23.49 |
| 6 | 30 Nov 2024 | 09 Dec 2024 | €522.27 | €43.66 |
| 7 | 28 Feb 2025 | 05 Mar 2025 | €522.27 | €30.35 |
| 8 | 31 May 2025 | 09 Jun 2025 | €522.27 | €27.89 |
| 9 | 31 Jul 2025 | 05 Aug 2025 | €522.27 | €16.95 |
| 10 | 30 Nov 2025 | 09 Dec 2025 | €522.27 | €30.53 |
| 11 | 28 Feb 2026 | 09 Mar 2026 | €522.27 | €20.44 |
| 12 | 31 May 2026 | 08 Jun 2026 | €522.27 | €17.93 |
Last useful day: due date plus the 5-day tolerance (paragraph 244, Law 197/2022), moved to the next working day. A single instalment after that day ends the settlement.
Checked by Radif Partners · Editorial policy · Method and sources
Dates and extensions
The original calendar of paragraph 232 was moved by Decree-Law 51 of 2023. In 2024 two measures gave extra time: the Milleproroghe decree converted by Law 18 of 2024 allowed the first three instalments to be paid by 15 March 2024, and Legislative Decree 108 of 2024 moved the fifth instalment from 31 July to 15 September 2024, with payments on time up to 23 September 2024. For areas hit by the May 2023 floods, Decree-Law 61 of 2023 allowed a three-month shift. From 2025 the due dates are back to the ordinary ones shown in the table.
Quater: my next instalment
Instalment 13 of 18
31 July 2026
| Last useful day | 5 August 2026 |
| Instalments left after | 5 |
| Last instalment | 30 November 2027 |
What is left of the quater in 2026
Those still up to date pay the 2026 and 2027 instalments with the amounts in the 2023 statement. Those who had lapsed had two options: the readmission, applying by 30 April 2025, for people who had lapsed by 31 December 2024, and the quinquies for debts lost by 30 September 2025. Payment channels are described on the official pages; the single-instalment rule is explained on the quater lapse page. The same 2022 law also brought the write-off of debts up to 1,000 euros. Texts reread on 26 October 2026.